For agents and credit unions
License the Dec Page Analyzer under your name. Your client uploads their declarations page, gets a plain-English coverage report with your agency on it, and shows up to the renewal conversation already understanding what they have.
The same report consumers get on this site, with one difference: your name is on it.
Each coverage on the Dec page explained in one plain sentence, with limits and deductibles compared to the state minimum and a sensible floor.
Missing or thin coverages flagged as critical, significant, or notable, each with a real-dollar scenario.
Five to seven questions drawn from their actual policy, so the renewal call starts with "can you quote 100/300" instead of "what does this mean."
Agency name, agent name, and contact details on the report header and the printed PDF.
A client who already knows their UM limit is at the state minimum asks to raise it. You stop explaining and start advising.
"Upload your Dec page, you'll get a free report" is an email people open, and the report comes back to you with the gaps already flagged. It works for prospects, renewals, and borrowers who need proof of coverage.
Every report is a dated record that the client was shown their gaps and given the option to fix them.
Nothing to install. You get a link; your clients use the analyzer here and nobody types a code.
One per agency, or one per agent: policylector.com/a/YOURCODE. Put it in a renewal email, a text, or on your site. Anyone who follows it sees your agency on the analyzer and on every report they run.
A PDF from their carrier portal or a phone photo. The document is processed privately and never stored; identifying details are redacted before analysis.
The client sees it on screen and can print it. Because they came from you, the option to send you a copy is already checked; they can untick it. The redacted report lands in your inbox with the gaps flagged, before the call.
A few details and we'll reply with partner pricing and a demo code. No commitment.
No. It never names a carrier to switch to and never suggests shopping around. It explains the client's current coverage and lists questions to ask you.
It is processed in memory to produce the report and is not stored. Names, addresses, policy and VIN numbers are redacted before the analysis step. With the client's consent, only the finished report is shared with you.
No, and the report says so on every page. It is educational, which is exactly why it sets up the advice conversation you have with the client.
No. Your link opens the analyzer with your agency already applied. They enter an email so we can count reports and remind them before renewal, upload the page, and the report is on screen in about a minute.
Personal auto declarations pages from any U.S. carrier today. Homeowners and renters follow the Decoded books for those lines.